• German Institute

  Filed under News
  Aug 19

  Another 45 percent see a bank change as likely, but still know not the time for the next Bank bills. With 47 percent, but nearly half of all respondents have never changed the Bank and plans no Bank bills in the future. Somehow the statements not so fit pretty together. Many customers are indeed satisfied, but if there are more favourable terms at another institution, then it can be over quickly with fidelity. 74 Percent of all to question participants of Nelson survey specified in March 2013, that it can be moved by more favourable terms with another bank to a bank draft. Only with very clear distance, the more interesting financial products that are called by 31 percent of bank customers as important change reason follow on the second rank. The austerity measures of the Germans have declined in the past decade, as an early 2013 published investigation of the Federal Association of German Volks – and Raiffeisen banks on the basis of numbers of the socio-economic Panel of the German Institute for economic research shows.

  Their demographic change requires increasingly private precautionary efforts. Usually, the chip efforts appear too low to provide enough for the age. More than half of the households with a monthly income of less than 1,500 euros range even in 2011 not. Considering only the respondents who actually save, some interesting findings show. The largest share in the Group of savers with monthly savings of up to 50 euros is to find with 29 percent. Behind it, the Group of savers who want every month between 100 and 200 euros on the high edge lies on the second rank. This share is 25 percent and it slightly higher than the proportion of those savers who every month between 50 and 100 euros to rebuild on the high edge. The proportion of depositors with savings of a magnitude between 50 and 100 euro per month is 24 percent.

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